Unable to Repay $40,000 DBS Bank University Study Loan 11 Years After Graduation

Subject/topic: Unable to Repay $40,000 DBS Bank University Study Loan 11 Years After Graduation
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In 2001, at the age of 23, Teo En Ming was admitted to the Faculty of Engineering at the National University of Singapore (NUS). To finance his university education, he had taken a $40,000 University Study Loan from DBS Bank in Singapore.

Six years later, at the age of 28 (December 2006), Teo En Ming managed to graduate from NUS with a Bachelor's degree (2nd class lower honours) in Mechanical Engineering.

In 2007, the Singapore Government covertly punished Teo En Ming by making him hear government voices constantly every day. This happened until December 2011 when Teo En Ming discovered that he is a Targeted Individual. Targeted individuals are persons who are persecuted, targeted and marked by the government.

In 2012, Teo En Ming tried to go back to the workforce but was hampered by numerous job terminations. The Singapore Government had presumably pressurized numerous companies into terminating his employment, so much so that he has extreme difficulties sustaining any job for long.

Today, on 29th October 2018, at the age of 40, Teo En Ming is still unable to repay the $40,000 University Study Loan he had taken from DBS Bank in Singapore.

Teo En Ming is now into middle age. The Singapore Government has deprived Teo En Ming of his golden years.

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